Independent reviews · updated July 2026
★ Featured pick 2026

Studentrefi — independent loan reviews and comparisons.

Get academic tasks done here at studentrefi.com or Earn by being a provider!

★★★★◐4.6·independent & ad-supported
sofi.com
SoFi
Recommended

Top pick when you qualify for SoFi’s best tiers.

★★★★◐4.6
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02

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03

Practice a little every day and watch your progress compound.

Ranked by our editors

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4.6★★★★◐
2

Earnest

Excellent refinance option if Earnest approves your profile.

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Credible

Best starting point to compare private loan/refinance offers side by side.

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5

College Ave

Strong private lender for in-school borrowing with a cosigner.

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7

Sallie Mae

Reliable private option — shop rates against newer fintech lenders.

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10

LendKey

Worth checking if you want credit-union pricing via one portal.

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